BMI Card

Helping you manage the cost of private medical care.

The BMI Card is a unique credit card that allows you to spread the cost of healthcare, allowing you or your family to benefit from treatment at your chosen BMI hospital at a time convenient to you.

Designed to meet your needs

If you need an operation but do not have private medical insurance, most BMI hospitals offer a self-pay surgery scheme that will include the consultant surgeon and anaesthetist fees. If the consultants charge separately, these amounts may be debited to your BMI Card account, by prior arrangement with your chosen BMI hospital.

If you have private medical insurance, the BMI Card will allow you to manage the costs of treatment not covered by your insurance, which might be, for example, health screening, maternity care or cosmetic surgery.

Six months' interest-free credit for health care purchases

If the purchase is paid in full within six months, it will be entirely interest-free. Your minimum payment each month is 5% of the outstanding balance shown on the BMI Card statement, or £25, whichever is greater, (or the outstanding balance shown on the statement if less than £25).

Attractive interest rate

The interest rate and APR for any health care purchase will be 0% for the first six months starting with the date of debiting the purchase to your account. Thereafter, interest will be charged on the remaining balance of the account at a current rate of 0.79% per month (variable) APR 9.9%.

Choice of credit limit

You may choose your credit limit up to a maximum of £10,000. This facility is limited to applicants aged 18 years or over and living in England, Wales or Scotland, and is subject to normal credit checking procedures and our Conditions below.

With your permission, we will contact your bank or building society, which must be inside the European Union, for a reference and to confirm your name and address. BMI Healthcare reserves the right to refuse any application at its absolute discretion.

No annual charge

The BMI Card has no annual charge or membership fee.

Your security

The Credit Agreement is regulated by the Consumer Credit Act 1974. A written quotation is obtainable on request.

How to apply

To apply for your BMI Card, simply complete the Credit Agreement and bank/building society reference form, and return them to: BMI Card Department, PO Box 4254, London W1A 6SS.

We normally need 2 - 3 weeks to process an application, but please allow postage time in addition.

BMI hospitals across the UK

BMI Healthcare is one of Britain's leading providers of independent health care with nearly 50 hospitals serving the needs of local communities. Committed to providing a consistent, high quality service, BMI hospitals have built an enviable reputation for providing excellent medical and surgical facilities supported by state-of-the-art equipment and a high standard of nursing care, offering patients a comprehensive choice of health care services.

If you wish to apply for a BMI Card you must read the terms and conditionsbefore you download the application form.

Download a BMI Card application form